

The company itself has obtained a policy through a leading insurance provider and pays the insurance premiums. Whenever you list a property or rent a property through Airbnb, you are automatically agreeing to be covered under this insurance. The Airbnb Host Protection Insurance program is automatically put in place for all hosts at no additional cost. Is the Host Protection Insurance Program free?

Sexual Abuse or Molestation – (by the host or any other insured party).With the Airbnb Host Protection Insurance Program, any liabilities arising from the following are not covered: Like many standard property insurance policies, there are some liabilities that are excluded. If an incident occurs during a guest’s stay, then the Airbnb insurance will provide the primary coverage for the costs that qualify, as opposed to you having to rely on your regular insurance provider. While it is important to have and maintain proper homeowner insurance for your rental property business, the coverage provides you with protection concerning your Airbnb dealings. This is only applicable to claims that occur in Airbnb listings during the course of the time a visitor is using the property.

For more information: Connect Lodgify to Airbnb Airbnb Host Protection InsuranceĪirbnb is able to offer primary insurance protection to over 15 countries which is comprised of liability protection for up to $1 million USD. If you’re a Lodgify customer and want to connect via API with Airbnb, please get in touch with our customer support team. This guide, including any claims or statements within, is solely from Lodgify and is not endorsed by, directly affiliated with, authorized, or sponsored by Airbnb in any way. Regular insurance policies may not cover the rental aspects of the property and potential guests’ damage.Īirbnb has made it easy and convenient for hosts to use these rental business services with peace of mind and confidence.ĭisclaimer: Lodgify is an Airbnb Preferred Software Partner. Most homeowners already have adequate insurance in place for such situations, but if they are becoming an Airbnb host, it may be beneficial to extend the protection. This is by way of third-party claims that can relate to someone becoming injured or property damage occurs. One of the main concerns that rental property business owners have is the risk of liability claims being issued against them. For insurance purposes, Airbnb offers two forms of protection for its users – the Host Guarantee and Host Protection Insurance.
